Emma specialises in finance law, including from a sustainability perspective. She has a broad client base including banks, corporates and other entities.

With particular experience in acquisition finance and debt capital markets, Emma regularly advises a wide range of clients in those areas. Her experience also includes advising on project finance transactions, syndicated and bilateral bank financing, structured finance transactions, ISDA agreements, consumer finance law and personal property securities issues.

Emma is recognised for her expertise by Chambers Asia Pacific, is listed as a Notable Practitioner by IFLR1000 and is ranked as a Leading Partner by Legal 500 Asia Pacific. In addition, Emma was featured in NZ Lawyer's Elite Women List 2024.

Recent highlights

  • Advised ANZ on New Zealand's first sustainability-linked loan (to Synlait Milk).
  • Assisted multiple corporate and bank issuers with bond issuances, including Z Energy, Christchurch International Airport and ASB Bank.
  • Advised Powerco on its full suite of financing matters, including bank facilities and capital markets transactions.
  • Acted for Z Energy on the funding of its $785m acquisition of Chevron New Zealand's downstream operations in New Zealand.
  • Advised the syndicate of lenders to Canada's Public Sector Pension Investment Board on funding the acquisition of AMP Capital Property Portfolio's assets in New Zealand, worth in excess of $1b.
  • Advised major New Zealand banks on issues relating to the Credit Contracts and Consumer Finance Act and Fair Trading Act.

Affiliations

  • Technical Working Group member of the Aotearoa Circle Sustainable Finance Forum.
  • Director of the Banking and Financial Services Law Association.
  • Institute of Financial Professionals New Zealand.

Emma's insights

See all insights

sienna spiral

Chapman Tripp advises TPG on Tāmaki Health acquisition

Chapman Tripp has advised TPG, a leading global alternative asset manager, on its acquisition of Tāmaki Health Group, New Zealand’s largest independent primary healthcare provider.

Read more

sienna spiral

Recognising our team in Chambers Asia-Pacific 2026

We are delighted to share that several of our team members have been recognised for their expertise in the Chambers and Partners Asia-Pacific 2026 guide. We’re also proud to see our firm ranked across 17 key practice areas, including 10 Band 1 rankings.

Read more

chapman tripp branded envelope graphic

Celebrating our team’s inclusion in IFLR1000 2025

We are delighted to announce that several of our team members have been recognised in the IFLR1000 2025 rankings for their outstanding expertise in financial and corporate law. We are also proud that our firm has achieved recognition across five key practice areas. These results reflect our ongoing commitment to excellence and the trust our clients place in us.

Read more

Three Chapman Tripp Partners named Elite Women

We are thrilled that Chapman Tripp Partners Emma Sutcliffe, Laura Fraser and Lauren Curtayne have been recognised on NZ Lawyer’s 2024 Elite Women List. The list includes 30 exceptional female leaders that have influenced the New Zealand legal profession in a way that demonstrates a passion for the law.

Read more

KangaNews

Chapman Tripp awarded New Zealand Law Firm of the Year for the seventh year running

Chapman Tripp has won New Zealand Law Firm of the Year at the 2022 KangaNews Awards for the Australian and New Zealand debt markets.

Read more

medical x ray being examined

Pacific Radiology makes growth-focused sale

We advised Pacific Radiology Group Limited on all aspects of its strategic sale of a $313m stake to investment company Infratil Limited, creating a platform for PRG to accelerate growth.

Read more

green shoots in soil

Certified commitment to environmental sustainability

We meet the requirements of Toitū's carbonreduce® certification programme, having measured our GHG emissions. We are committed to managing and reducing our carbon footprint.

Read more

dairy farm cows

Advising ANZ on New Zealand’s first ESG loan

We worked with ANZ on a ground breaking deal for NZ’s first loan linked to environmental, social and governance measures.

Read more

stock market chart on screen

Top 25 NZX companies not reliant on banks for funding

A more cautious approach to capital within banks and higher interest rates, coupled with greater diversity of funding sources available, have driven several of the top 50 NZX-listed companies to look elsewhere...

Read more